Substantial Damage Resources

Substantial Damage Resources

Answers to Questions About Substantially Improved/Substantially Damaged Buildings FEMA 213

The purpose of this booklet is to answer questions about the minimum NFIP regulations. It also summarizes FEMA’s guidance and policies on substantial improvement and substantial damage (SI/SD) and what it means to bring structures into compliance with the minimum requirements for new construction. 

Substantial Damage Fact Sheet for Local Floodplain Administrators

Substantial Damage Fact Sheet for Local Officials

Substantial Damage Fact Sheet for Residents and Business Owners

Sample Notices to Property Owners, Sample Affidavits, and Other Material

  • Sample Notice for Property Owners, Contractors, and Design Professionals
  • Requirements for Applications for Permits for Substantial Improvements and Repair of Substantial Damage
  • Costs for Substantial Improvements and Repair of Substantial Damage
  • Owner’s Affidavit: Substantial Improvement or Repair of Substantial Damage
  • Contractor’s Affidavit: Substantial Improvement or Repair of Substantial Damage
  • Substantial Improvement Worksheet for Floodplain Construction
  • Adjuster Preliminary Damage Assessment Form

Sample Letters of Determination

  • Letter to Notify Property Owners of a Determination That Work Constitutes Substantial Improvement
  • Letter to Notify Property Owners of a Determination That Work Constitutes Repair of Substantial Damage
  • Letter to Notify Property Owners of a Determination That Work Does NOT Constitute Repair of Substantial Damage